iGaming
Payment Gateway
Purpose-built payment processing for online casinos, sportsbooks, and betting platforms. High approval rates, chargeback protection, and real-time deposits — without the risk of mainstream processor terminations.
Why Generic Processors Fail Gaming
The Problems We Solve
Problem: MCC 7995 Blocks
Direct issuer relationships that accept gambling transactions without silent declines.
Problem: High Chargeback Rates
Pre-dispute alerts and automated representment keep your ratio below threshold.
Problem: Multi-Currency Loss
Players deposit in local currency. You settle in yours. One conversion, interbank rate.
Problem: Account Terminations
Dedicated merchant account with contractual terms — no algorithm-driven shutdowns.
Platform Features
Built for iGaming Operators
Real-Time Deposits
Funds credited to player accounts within seconds of authorization. No delays, no lost conversions.
MCC 7995 Processing
Direct processing for gambling MCC — no misclassification, no hidden account flags.
Chargeback Defense
Ethoca & Verifi alert integrations, automated representment, and proactive ratio monitoring.
40+ Currencies
Accept player deposits in local currency. Settle in GBP, EUR, USD, or crypto at interbank FX rates.
High Approval Rates
Direct issuer relationships reduce silent declines. Average approval rates above 88% for gaming.
24/7 Support
Payment issues don't respect business hours. Neither do we — dedicated support around the clock.
FAQ
iGaming Payment Processor FAQ
Can Finkarte process payments for online casinos and betting sites?
Yes. Finkarte is an iGaming payment processor for online casinos, sportsbooks, poker platforms, and skill gaming sites. We process under MCC 7995 with direct issuing bank relationships to maximize approval rates. Our casino payment gateway and betting payment gateway run through a single integration.
How do you keep approval rates high for gaming transactions?
Most declines on gambling traffic are silent issuer declines caused by MCC 7995 blocks and misclassified accounts. We process gambling under its correct MCC through direct issuer relationships, so transactions are not flagged as something they are not. Average approval rates run above 88% for gaming. Your own rate will depend on your player mix, geographies, and chargeback history.
How do you handle chargebacks for gaming?
Gaming chargebacks need specialized management. We provide pre-chargeback alerts via Ethoca and Verifi, automated representment with gaming-specific documentation packages, and proactive ratio monitoring so you see a problem before the card schemes do. Dedicated chargeback analysts handle escalations.
Do you support 3D Secure (3DS) for casino deposits?
Yes. 3DS adds issuer authentication to card deposits. On authenticated transactions, liability for fraud-coded chargebacks generally shifts to the issuer. It can add friction for players, so we help you decide where to apply it, for example on higher-risk BINs or first deposits, rather than forcing it on every transaction.
How does settlement work, and in which currencies?
Players deposit in their local currency across 40+ supported currencies. You settle in GBP, EUR, USD, or crypto at interbank FX rates, with no hidden fees. Your settlement schedule and any reserve terms are set out in your merchant agreement, and your account manager will walk you through them before you go live.
Which countries and licenses do you support?
Finkarte serves merchants and users in 120+ countries, excluding OFAC-sanctioned and other sanctioned countries. We support operators licensed in Malta (MGA), UK (UKGC), Curaçao, Gibraltar, Isle of Man, Kahnawake, and other major iGaming jurisdictions. Contact our team to confirm your specific license and target markets.
How quickly can a new operator get started?
Apply online and send your license, KYB documents, and processing history if you have it. With complete documentation, most iGaming accounts are approved in 5-7 business days. You get a dedicated account manager from day one.